> For the complete documentation index, see [llms.txt](https://etherfi.gitbook.io/etherfi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://etherfi.gitbook.io/etherfi/readme.md).

# Welcome to ether.fi

ether.fi is a non-custodial crypto neobank: the one account for your money. Spend with the ether.fi Cash card, buy crypto, stocks, and metals, borrow against what you hold, earn with automated strategies, and stake ETH.

New here? [Open an account](/etherfi/quickstart.md). It takes a few minutes.

## Products

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>💳 Card</strong></td><td>Spend anywhere with the ether.fi Cash card. Pay from your balance with Direct Pay, or spend without selling your crypto with Borrow Mode.</td><td><a href="/pages/WRDy2uChZjPgrZoFOl56">/pages/WRDy2uChZjPgrZoFOl56</a></td></tr><tr><td><strong>📈 Markets</strong></td><td>Buy and sell crypto, tokenized stocks, and metals from one account.</td><td><a href="https://www.ether.fi/app/cash/earn/markets">https://www.ether.fi/app/cash/earn/markets</a></td></tr><tr><td><strong>Borrow</strong></td><td>Earn on your assets and borrow against them without selling.</td><td><a href="/pages/ddxfOUhmNlRuvJIYWLkn">/pages/ddxfOUhmNlRuvJIYWLkn</a></td></tr><tr><td><strong>Earn</strong></td><td>Put ETH, BTC, stablecoins, and real-world assets to work in Liquid vaults.</td><td><a href="/pages/KCp8HtFLkmJWFHjV36OF">/pages/KCp8HtFLkmJWFHjV36OF</a></td></tr><tr><td><strong>Stake</strong></td><td>Stake ETH and receive eETH or weETH, which earn staking rewards and stay usable across DeFi.</td><td><a href="/pages/Z40QMIw2OUDARjeR00oP">/pages/Z40QMIw2OUDARjeR00oP</a></td></tr></tbody></table>

## Learn more

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>🚀 Open an account</strong></td><td>Sign up as a Personal or Business member.</td><td><a href="/pages/9OT79jgvhO2w8opuba0E">/pages/9OT79jgvhO2w8opuba0E</a></td></tr><tr><td><strong>About ether.fi</strong></td><td>How the products, the protocol, and the third parties fit together.</td><td><a href="/pages/QA8imiC5UBAYGPAZS7VR">/pages/QA8imiC5UBAYGPAZS7VR</a></td></tr><tr><td><strong>🛠️ Developers &#x26; integrations</strong></td><td>Contract addresses, oracle feeds, and integration guides.</td><td><a href="/pages/St2JbZ2i4xk2Pd4kEpY6">/pages/St2JbZ2i4xk2Pd4kEpY6</a></td></tr><tr><td><strong>🔒 Security &#x26; risks</strong></td><td>Audits, protocol controls, and the risks of each product.</td><td><a href="/pages/Kl7S4b4yzQB4AaMIr5gc">/pages/Kl7S4b4yzQB4AaMIr5gc</a></td></tr></tbody></table>

{% hint style="info" %}
ether.fi is not a regulated financial institution. Products may not be available in all jurisdictions. Trading in tokenized stocks and metals is not available in the United States and certain other markets. The ether.fi Cash card is not affiliated with the ether.fi protocol and is issued subject to separate terms provided by the Issuer. See the [Terms of Use](https://www.ether.fi/legal/terms-of-use).
{% endhint %}

Need help? Visit the [Help Center](https://help.ether.fi) or join us on [Discord](https://discord.com/invite/zqGzcuQWvD).


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