# ether.fi Affiliate Program Terms and Conditions

Effective Date: April 23, 2026

These Affiliate Program Terms and Conditions (“Terms”) govern your participation in the [ether.fi](http://ether.fi) Affiliate Program (“Program”). By participating, you agree to these Terms, [ether.fi](http://ether.fi)’s Terms of Use, and Privacy Policy.

#### **1. Eligibility**

* To participate, both the referrer and referred user must:
  * Be at least 18 years old.
  * Be in a jurisdiction where [ether.fi](http://ether.fi) services and this Program are available.
  * Successfully complete [ether.fi](http://ether.fi)’s KYC identity verification process.
  * Comply with all [ether.fi](http://ether.fi) terms and applicable laws.

#### **2. How It Works**

* Eligible users may refer others via their unique referral link.
* Referred users must:
  * Sign up using the referrer’s unique referral link within 90 days of the link being generated.
  * Successfully apply for and activate the [ether.fi](http://ether.fi) Card.
  * Begin using the card to make qualifying purchases within 30 days of activation.

#### **3. Qualifying Purchases**

* Qualifying purchases mean net purchases (excluding fees, credit adjustments, returns, refunds, ATM withdrawals, or cash equivalents) made using the [ether.fi](http://ether.fi) Card.
* [ether.fi](http://ether.fi) may set a minimum to qualify for payout in future program versions.

#### **4. Reward Payment**

* Users must have an ether.fi Cash vault to receive rewards.
* Rewards are grouped by month of activity and must be greater than $1 in for the month to be distributed. Rewards are distributed in USDC (or another supported asset) to the referrer’s [ether.fi](http://ether.fi) Cash vault in the next calendar month.
* [ether.fi](http://ether.fi) reserves the right to delay or withhold rewards pending verification of user eligibility or suspected fraud, abuse, manipulative behavior or other prohibited conduct.

#### **5. Prohibited Conduct**

Participants may not:

* Refer themselves or create multiple accounts.
* Use deceptive or misleading marketing practices.
* Post referral links through paid advertisements unless authorized.
* Exploit the referral program, including engaging in gaming or farming referral or cashback rewards
* Use bots, scripts, or other automated systems to generate signups.

[ether.fi](http://ether.fi) may review participant activities at any time for compliance with these terms and has the sole discretion to withhold, reverse, or reclaim any rewards earned in violation of these terms.

#### **6. Program Modifications**

* [ether.fi](http://ether.fi) reserves the right to:
  * Modify or terminate this Program at any time.
  * Change reward structures, reward distribution timing or eligibility criteria with or without prior notice.
  * Limit the number of referrals or total rewards a user may earn.

Continued participation after changes constitutes acceptance.

#### **7. Geographic Restrictions**

* This Program is only available in jurisdictions where the [ether.fi](http://ether.fi) Card is offered and [ether.fi](http://ether.fi) is authorized to conduct business.
* [ether.fi](http://ether.fi) may restrict access based on local regulations or risk considerations.

8. #### Taxes and Reporting

* Users are responsible for reporting and paying any taxes associated with referral rewards.
* [ether.fi](http://ether.fi) may issue tax forms (e.g., Form 1099-MISC) or other documentation as required by law.

#### **9. Disputes and Governing Law**

* All disputes related to the Program are subject to the governing law, arbitration clause, and dispute resolution terms in the [ether.fi](http://ether.fi) Terms of Use.


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