# 10 Days of Cashmas
## **Abbreviated Rules** Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. Cashback rewards distributed as spend credits, not cash. See full terms at [Promo Terms and Conditions](/etherfi/ether.fi-legal/promo-terms-and-conditions.md). ## **Summary** The 10 Days of Cashmas promotion rewards Ether.fi Cash users for inviting friends and spending with their Ether.fi Cash card during December. * Both the **referrer** and the **referred user** can earn **10% cashback** on eligible December card spend, subject to regional limits, spend credit cap and the overall campaign cap. * Highly engaged referrers can also qualify to earn a **12-month VIP card**. Cashmas promotion rewards (”Cashmas Rewards”) are distributed as spend credits. ## **Campaign Period** **Referral Window:** 🗓️ December 1, 2025, 12:00 AM UTC – December 10, 2025, 11:59 PM UTC (Only accounts created via referral during this window count as “successful referrals.”) **Earning Window (Spend):** 🗓️ December 1, 2025, 12:00 AM UTC – December 10, 2025, 11:59 PM UTC (Only Qualifying Purchases posted during December counts toward Cashmas Rewards.) **Distribution Date:** 🗓️ On or before January 31, 2026 Distribution of rewards will be 10% cashback, minus: * 3% Cashback awarded instantly at time of purchase * Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase *** ## **Total Reward Period** * **Total campaign cap:** up to **$200,000 USD** **equivalent** in spend credits shared across all eligible participants. * Once this cap is reached, [Ether.fi](http://Ether.fi) may reduce or stop future accrual of Cashmas Rewards, even within the campaign period. *** ## **Reward Structure** #### 1. Referrer (Inviting User) If you invite friends who successfully onboard during the Referral Window: * You earn **10% cashback** on each referral’s **eligible December Qualifying Purchases**, up to the **regional per-user cap** (see **Regional Limits** below). * Your total Cashmas Rewards from all referrals combined is capped at **$5,000 USD equivalent** in spend credits. **VIP Card Rewards** If you make **10 or more successful referrals** during the campaign: * You become eligible to earn a **VIP card** valid for **12 months**. * A total of **10 VIP cards** will be awarded to the **top spenders based on personal spending** among all users who have at least 10 successful referrals. * Awardees will be notified on or around **December 25, 2025**. * VIP cards are expected to be shipped on or around **December 31, 2025**. *** #### 2. Referral (Invited User) If you are invited and sign up during the Referral Window: * You earn **10% cashback** on your own **eligible December Qualifying Purchases**, up to your **regional self-spend cap**. *** ### Regional Limits Cashmas Rewards are subject to regional caps per user:
RegionMax Cashmas Reward on Self Spend (USD equivalent spend credit)Max Cashmas Reward on Referral Spend (USD equivalent spend credit)*
USA$60$60 × number of referrals
Canada$40$40 × number of referrals
LATAM$15$15 × number of referrals
Europe$40$40 × number of referrals
AfricaN/AN/A
Middle East$60$60 × number of referrals
APAC$35$35 × number of referrals
* “Max Cashmas Reward on Referral Spend” refers to the maximum 10% Cashmas Reward the **referrer** can earn from all referred users in that region, per referral, subject to the overall **$5,000** referrer cap and **$200,000** campaign cap. If your region is not listed or is marked N/A, the promotion may not be available in your Region. *** ## **How to Qualify** #### Successful Referral (for Referrer Rewards) A **successful referral** is a user who: 1. Creates an [Ether.fi](http://Ether.fi) Cash account via your referral link **between December 1–10, 2025**; and 2. Successfully completes **KYC (identity verification)**; and 3. **Activates at least one card** (physical or virtual). Only successful referrals count toward: * Your **10% Cashmas Reward** on their December Qualifying Purchases * Your **10+ referral** eligibility for VIP card consideration. #### Qualifying Purchases For both referrers and referrals, Qualifying Purchases generally means: * Posted (not pending) card purchases made with an [Ether.fi](http://Ether.fi) Cash personal card during the **Earning Window** (December 1–10, 2025) on purchases of goods and services made for personal, family, or household purposes using your Card Account, minus any returns, refunds, or credit adjustments [Ether.fi](http://Ether.fi) may further define or restrict eligible spend at its discretion. *** ## **Eligibility** * Promotion available only to **supported regions** where [Ether.fi](http://Ether.fi) Cash is available and where such promotions are permitted by law. * You must: * Have an active [Ether.fi](http://Ether.fi) Cash account in good standing. * Have completed KYC. * Use a **personal** (non-business) card. * Business or commercial accounts may be excluded from this promotion. * Additional geographic or regulatory restrictions may apply. ## **Exclusions** The following **do not** count toward eligible spend or may reduce it: * Cash advances, ATM withdrawals, and similar cash-equivalent transactions. * P2P transfers, money orders, and gambling transactions where restricted. * Refunded, reversed, pending or chargeback transactions. * Fraudulent, abusive, or suspicious activity as determined by [Ether.fi](http://Ether.fi). [Ether.fi](http://Ether.fi) may update or refine the exclusions list as required by applicable law or risk policies. ## **Reward Distribution** * All Cashmas Rewards are distributed as **spend credits** to your [Ether.fi](http://Ether.fi) Cash account. * Rewards are expected to be distributed on or before **January 31, 2026**, but [Ether.fi](http://Ether.fi) may reasonably adjust this timeline. VIP cards will go out sooner. * Spend credits **cannot be redeemed for cash** and may be subject to additional terms. ## **Anti-Gaming and Fraud Monitoring** * Returned or refunded purchases will **reduce** your eligible spend and may reduce your cashback. * [Ether.fi](http://Ether.fi) reserves the right to: * Disqualify users exhibiting suspicious, abusive, or fraudulent behavior. * Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected. * Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons. * [Ether.fi](http://Ether.fi)’s decisions regarding eligibility, rewards, and disqualifications are **final and binding**. ## Miscellaneous * [Ether.fi](http://Ether.fi) may modify, suspend, or terminate the **10 Days of Cashmas** promotion at any time, including changing reward rates, caps, or dates, where permitted by law. * In the event of any conflict between these terms and other communications, these terms will govern. * Participation constitutes acceptance of these terms, the [Ether.fi](http://Ether.fi) Cash terms of use, and any applicable privacy or product policies. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://etherfi.gitbook.io/etherfi/events/10-days-of-cashmas.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.