🎁10 Days of Cashmas
Invite friends, and you both earn 10% cashback on their spend back for 10 days! Plus, refer 10+ friends for a chance to earn a VIP membership.
Abbreviated Rules
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. Cashback rewards distributed as spend credits, not cash. See full terms at Promo Terms and Conditions.
Summary
The 10 Days of Cashmas promotion rewards Ether.fi Cash users for inviting friends and spending with their Ether.fi Cash card during December.
Both the referrer and the referred user can earn 10% cashback on eligible December card spend, subject to regional limits, spend credit cap and the overall campaign cap.
Highly engaged referrers can also qualify to earn a 12-month VIP card.
Cashmas promotion rewards (”Cashmas Rewards”) are distributed as spend credits.
Campaign Period
Referral Window:
🗓️ December 1, 2025, 12:00 AM UTC – December 10, 2025, 11:59 PM UTC
(Only accounts created via referral during this window count as “successful referrals.”)
Earning Window (Spend):
🗓️ December 1, 2025, 12:00 AM UTC – December 10, 2025, 11:59 PM UTC
(Only Qualifying Purchases posted during December counts toward Cashmas Rewards.)
Distribution Date:
🗓️ On or before January 31, 2026
Distribution of rewards will be 10% cashback, minus:
3% Cashback awarded instantly at time of purchase
Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase
Total Reward Period
Total campaign cap: up to $200,000 USD equivalent in spend credits shared across all eligible participants.
Once this cap is reached, Ether.fi may reduce or stop future accrual of Cashmas Rewards, even within the campaign period.
Reward Structure
1. Referrer (Inviting User)
If you invite friends who successfully onboard during the Referral Window:
You earn 10% cashback on each referral’s eligible December Qualifying Purchases, up to the regional per-user cap (see Regional Limits below).
Your total Cashmas Rewards from all referrals combined is capped at $5,000 USD equivalent in spend credits.
VIP Card Rewards
If you make 10 or more successful referrals during the campaign:
You become eligible to earn a VIP card valid for 12 months.
A total of 10 VIP cards will be awarded to the top spenders based on personal spending among all users who have at least 10 successful referrals.
Awardees will be notified on or around December 25, 2025.
VIP cards are expected to be shipped on or around December 31, 2025.
2. Referral (Invited User)
If you are invited and sign up during the Referral Window:
You earn 10% cashback on your own eligible December Qualifying Purchases, up to your regional self-spend cap.
Regional Limits
Cashmas Rewards are subject to regional caps per user:
USA
$60
$60 × number of referrals
Canada
$40
$40 × number of referrals
LATAM
$15
$15 × number of referrals
Europe
$40
$40 × number of referrals
Africa
N/A
N/A
Middle East
$60
$60 × number of referrals
APAC
$35
$35 × number of referrals
“Max Cashmas Reward on Referral Spend” refers to the maximum 10% Cashmas Reward the referrer can earn from all referred users in that region, per referral, subject to the overall $5,000 referrer cap and $200,000 campaign cap.
If your region is not listed or is marked N/A, the promotion may not be available in your Region.
How to Qualify
Successful Referral (for Referrer Rewards)
A successful referral is a user who:
Creates an Ether.fi Cash account via your referral link between December 1–10, 2025; and
Successfully completes KYC (identity verification); and
Activates at least one card (physical or virtual).
Only successful referrals count toward:
Your 10% Cashmas Reward on their December Qualifying Purchases
Your 10+ referral eligibility for VIP card consideration.
Qualifying Purchases
For both referrers and referrals, Qualifying Purchases generally means:
Posted (not pending) card purchases made with an Ether.fi Cash personal card during the Earning Window (December 1–10, 2025) on purchases of goods and services made for personal, family, or household purposes using your Card Account, minus any returns, refunds, or credit adjustments
Ether.fi may further define or restrict eligible spend at its discretion.
Eligibility
Promotion available only to supported regions where Ether.fi Cash is available and where such promotions are permitted by law.
You must:
Have an active Ether.fi Cash account in good standing.
Have completed KYC.
Use a personal (non-business) card.
Business or commercial accounts may be excluded from this promotion.
Additional geographic or regulatory restrictions may apply.
Exclusions
The following do not count toward eligible spend or may reduce it:
Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
P2P transfers, money orders, and gambling transactions where restricted.
Refunded, reversed, pending or chargeback transactions.
Fraudulent, abusive, or suspicious activity as determined by Ether.fi.
Ether.fi may update or refine the exclusions list as required by applicable law or risk policies.
Reward Distribution
All Cashmas Rewards are distributed as spend credits to your Ether.fi Cash account.
Rewards are expected to be distributed on or before January 31, 2026, but Ether.fi may reasonably adjust this timeline. VIP cards will go out sooner.
Spend credits cannot be redeemed for cash and may be subject to additional terms.
Anti-Gaming and Fraud Monitoring
Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.
Ether.fi reserves the right to:
Disqualify users exhibiting suspicious, abusive, or fraudulent behavior.
Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons.
Ether.fi’s decisions regarding eligibility, rewards, and disqualifications are final and binding.
Miscellaneous
Ether.fi may modify, suspend, or terminate the 10 Days of Cashmas promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
In the event of any conflict between these terms and other communications, these terms will govern.
Participation constitutes acceptance of these terms, the Ether.fi Cash terms of use, and any applicable privacy or product policies.
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