# 10 Days of ETHmas
## **Abbreviated Rules** Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. Cashback rewards distributed as cashback denominated in wETH. See full terms at [Promo Terms and Conditions](/etherfi/ether.fi-legal/promo-terms-and-conditions.md). ## **Summary** The 10 Days of ETHmas promotion rewards Ether.fi Cash users for inviting friends and spending with their Ether.fi Cash card during December 12-21 (inclusive). * Both the **referrer** and the **referred user** can earn **10% cashback** on eligible card spend during the campaign period, subject to regional limits, cashback cap and the overall campaign cap. * All cash back earned during this campaign will be denominated in wETH. ## **Campaign Period** **Referral Window:** 🗓️ December 12, 2025, 12:00 AM UTC – December 21, 2025, 11:59 PM UTC ("Successful referrals” are users who were referred and activated their cards within the campaign period.) **Earning Window (Spend):** 🗓️ December 12, 2025, 12:00 AM UTC – December 21, 2025, 11:59 PM UTC (Only Qualifying Purchases posted during the campaign period counts toward ETHmas Rewards.) **Distribution Date:** 🗓️ On or before January 31, 2026 Distribution of rewards will be 10% cashback, minus: * 3% Cashback awarded instantly at time of purchase * Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase *** ## **Total Reward Period** * **Total campaign cap:** up to **$200,000 USD** **equivalent** in wETH cashback shared across all eligible participants. * Once this cap is reached, [Ether.fi](http://Ether.fi) may reduce or stop future accrual of ETHmas Rewards, even within the campaign period. *** ## **Reward Structure** #### 1. Referrer (Inviting User) If you invite friends who successfully onboard during the Referral Window: * You earn **10% cashback** on each referral’s **eligible December Qualifying Purchases**, up to the **regional per-user cap** (see **Regional Limits** below). * Your total ETHmas Rewards from all referrals combined is capped at **$5,000 USD** in cashback rewards. *** #### 2. Referral (Invited User) If you are invited and sign up during the Referral Window: * You earn **10% cashback** on your own **eligible December Qualifying Purchases**, up to your **regional self-spend cap**. *** ### Regional Limits ETHmas Rewards are subject to regional caps per user:
RegionMax Cashmas Reward on Self Spend (USD equivalent spend credit)Max Cashmas Reward on Referral Spend (USD equivalent spend credit)*
USA$60$60 × number of referrals
Canada$40$40 × number of referrals
LATAM$15$15 × number of referrals
Europe$40$40 × number of referrals
AfricaN/AN/A
Middle East$60$60 × number of referrals
APAC$35$35 × number of referrals
* “Max ETHmas Reward on Referral Spend” refers to the maximum 10% ETHmas Reward the **referrer** can earn from all referred users in that region, per referral, subject to the overall **$5,000** referrer cap and **$200,000** campaign cap. If your region is not listed or is marked N/A, the promotion may not be available in your Region. *** ## **How to Qualify** #### Successful Referral (for Referrer Rewards) A **successful referral** is a user who: 1. Creates an [Ether.fi](http://Ether.fi) Cash account via your referral link **between December 12–21, 2025**; and 2. Successfully completes **KYC (identity verification)**; and 3. **Activates at least one card** (physical or virtual). Only successful referrals count toward: * Your **10%** ETHmas **Reward** on their December Qualifying Purchases #### Qualifying Purchases For both referrers and referrals, Qualifying Purchases generally means: * Posted (not pending) card purchases made with an [Ether.fi](http://Ether.fi) Cash personal card during the **Earning Window** (December 12–21, 2025) on purchases of goods and services made for personal, family, or household purposes using your Card Account, minus any returns, refunds, or credit adjustments [Ether.fi](http://Ether.fi) may further define or restrict eligible spend at its discretion. *** ## **Eligibility** * Promotion available only to **supported regions** where [Ether.fi](http://Ether.fi) Cash is available and where such promotions are permitted by law. * You must: * Have an active [Ether.fi](http://Ether.fi) Cash account in good standing. * Have completed KYC. * Use a **personal** (non-business) card. * Business or commercial accounts may be excluded from this promotion. * Additional geographic or regulatory restrictions may apply. ## **Exclusions** The following **do not** count toward eligible spend or may reduce it: * Cash advances, ATM withdrawals, and similar cash-equivalent transactions. * P2P transfers, money orders, and gambling transactions where restricted. * Refunded, reversed, pending or chargeback transactions. * Fraudulent, abusive, or suspicious activity as determined by [Ether.fi](http://Ether.fi). [Ether.fi](http://Ether.fi) may update or refine the exclusions list as required by applicable law or risk policies. ## **Reward Distribution** * All ETHmas Rewards are distributed as cashback in wETH to your [Ether.fi](http://Ether.fi) Cash account. * Rewards are expected to be distributed on or before **January 31, 2026**, but [Ether.fi](http://Ether.fi) may reasonably adjust this timeline. ## **Anti-Gaming and Fraud Monitoring** * Returned or refunded purchases will **reduce** your eligible spend and may reduce your cashback. * [Ether.fi](http://Ether.fi) reserves the right to: * Disqualify users exhibiting suspicious, abusive, or fraudulent behavior. * Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected. * Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons. * [Ether.fi](http://Ether.fi)’s decisions regarding eligibility, rewards, and disqualifications are **final and binding**. ## Miscellaneous * [Ether.fi](http://Ether.fi) may modify, suspend, or terminate the **10 Days of** ETHmas promotion at any time, including changing reward rates, caps, or dates, where permitted by law. * In the event of any conflict between these terms and other communications, these terms will govern. * Participation constitutes acceptance of these terms, the [Ether.fi](http://Ether.fi) Cash terms of use, and any applicable privacy or product policies. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://etherfi.gitbook.io/etherfi/events/10-days-of-ethmas.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.