🎄10 Days of ETHmas
Invite friends, and you both earn 10% cashback on their spend back for 10 days! All cashback earned during the campaign will be denominated in wETH.
Abbreviated Rules
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. Cashback rewards distributed as cashback denominated in wETH. See full terms at Promo Terms and Conditions.
Summary
The 10 Days of ETHmas promotion rewards Ether.fi Cash users for inviting friends and spending with their Ether.fi Cash card during December 12-21 (inclusive).
Both the referrer and the referred user can earn 10% cashback on eligible card spend during the campaign period, subject to regional limits, cashback cap and the overall campaign cap.
All cash back earned during this campaign will be denominated in wETH.
Campaign Period
Referral Window:
🗓️ December 12, 2025, 12:00 AM UTC – December 21, 2025, 11:59 PM UTC
("Successful referrals” are users who were referred and activated their cards within the campaign period.)
Earning Window (Spend):
🗓️ December 12, 2025, 12:00 AM UTC – December 21, 2025, 11:59 PM UTC
(Only Qualifying Purchases posted during the campaign period counts toward ETHmas Rewards.)
Distribution Date:
🗓️ On or before January 31, 2026
Distribution of rewards will be 10% cashback, minus:
3% Cashback awarded instantly at time of purchase
Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase
Total Reward Period
Total campaign cap: up to $200,000 USD equivalent in wETH cashback shared across all eligible participants.
Once this cap is reached, Ether.fi may reduce or stop future accrual of ETHmas Rewards, even within the campaign period.
Reward Structure
1. Referrer (Inviting User)
If you invite friends who successfully onboard during the Referral Window:
You earn 10% cashback on each referral’s eligible December Qualifying Purchases, up to the regional per-user cap (see Regional Limits below).
Your total ETHmas Rewards from all referrals combined is capped at $5,000 USD in cashback rewards.
2. Referral (Invited User)
If you are invited and sign up during the Referral Window:
You earn 10% cashback on your own eligible December Qualifying Purchases, up to your regional self-spend cap.
Regional Limits
ETHmas Rewards are subject to regional caps per user:
USA
$60
$60 × number of referrals
Canada
$40
$40 × number of referrals
LATAM
$15
$15 × number of referrals
Europe
$40
$40 × number of referrals
Africa
N/A
N/A
Middle East
$60
$60 × number of referrals
APAC
$35
$35 × number of referrals
“Max ETHmas Reward on Referral Spend” refers to the maximum 10% ETHmas Reward the referrer can earn from all referred users in that region, per referral, subject to the overall $5,000 referrer cap and $200,000 campaign cap.
If your region is not listed or is marked N/A, the promotion may not be available in your Region.
How to Qualify
Successful Referral (for Referrer Rewards)
A successful referral is a user who:
Creates an Ether.fi Cash account via your referral link between December 12–21, 2025; and
Successfully completes KYC (identity verification); and
Activates at least one card (physical or virtual).
Only successful referrals count toward:
Your 10% ETHmas Reward on their December Qualifying Purchases
Qualifying Purchases
For both referrers and referrals, Qualifying Purchases generally means:
Posted (not pending) card purchases made with an Ether.fi Cash personal card during the Earning Window (December 12–21, 2025) on purchases of goods and services made for personal, family, or household purposes using your Card Account, minus any returns, refunds, or credit adjustments
Ether.fi may further define or restrict eligible spend at its discretion.
Eligibility
Promotion available only to supported regions where Ether.fi Cash is available and where such promotions are permitted by law.
You must:
Have an active Ether.fi Cash account in good standing.
Have completed KYC.
Use a personal (non-business) card.
Business or commercial accounts may be excluded from this promotion.
Additional geographic or regulatory restrictions may apply.
Exclusions
The following do not count toward eligible spend or may reduce it:
Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
P2P transfers, money orders, and gambling transactions where restricted.
Refunded, reversed, pending or chargeback transactions.
Fraudulent, abusive, or suspicious activity as determined by Ether.fi.
Ether.fi may update or refine the exclusions list as required by applicable law or risk policies.
Reward Distribution
All ETHmas Rewards are distributed as cashback in wETH to your Ether.fi Cash account.
Rewards are expected to be distributed on or before January 31, 2026, but Ether.fi may reasonably adjust this timeline.
Anti-Gaming and Fraud Monitoring
Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.
Ether.fi reserves the right to:
Disqualify users exhibiting suspicious, abusive, or fraudulent behavior.
Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons.
Ether.fi’s decisions regarding eligibility, rewards, and disqualifications are final and binding.
Miscellaneous
Ether.fi may modify, suspend, or terminate the 10 Days of ETHmas promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
In the event of any conflict between these terms and other communications, these terms will govern.
Participation constitutes acceptance of these terms, the Ether.fi Cash terms of use, and any applicable privacy or product policies.
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