# Dine Different

<figure><img src="/files/ltCb0RsNI2x0bc96G6jI" alt=""><figcaption></figcaption></figure>

## **Abbreviated Rules**

Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. See full terms at [Promo Terms and Conditions](/etherfi/ether.fi-legal/promo-terms-and-conditions.md).

## **Summary**

The Dine Different promotion rewards ether.fi Cash users for inviting friends and spending with their ether.fi Cash card on [food-related purchases](https://etherfi.gitbook.io/etherfi/events/dine-different#approved-merchant-categories) during April 1-30, 2026.&#x20;

* Newly **referred** **users** that join through April, 2026 get 10% off food-related purchases.
* Referrers (users who invite new users) receive 10% of their referrals' spend.

Additionally, each day of the campaign, users can post a picture of a food or meal they purchased with their ether.fi Cash card on Twitter or Instagram and tag the ether.fi account.&#x20;

A panel of judges from the ether.fi team will evaluate all daily submissions based on originality, relevance to the theme (food and meals), and artistic value, selecting 1 winner per day to have their purchase reimbursed upon producing the receipt. ether.fi reserves the right to decline awarding a prize if no entries meet a minimum standard of quality or to select additional winners at its discretion. All decisions by the judging panel are final and binding.

Regional Cashback Limits apply. Cashback on spending only applies to [Approved Merchant Categories](https://app.gitbook.com/o/Nqb5aBhJRAeufIcJncEa/s/G3Lk76lfvw9ecPIg0mK8/~/edit/~/changes/826/events/dine-different#approved-merchant-categories) for this campaign.

## **Campaign Period**

**🗓️ April 1, 2026, 12:00 AM UTC  –  April 30, 2026, 11:59 PM UTC**

A referral is considered successful only if the referred account is created during this period. Only qualifying purchases completed during this period are eligible for rewards.

***

## **Rewards Distribution:**

**🗓️ On or before May 31, 2026**

#### **Distribution of rewards will be 10% cashback, minus:**

* 3% Cashback awarded instantly at time of purchase
* Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase

***

## **Total Reward Period**

* **Total campaign cap:** up to **$50,000 USD** **equivalent (USDC)** shared across all eligible participants.
* Once this cap is reached, [ether.fi](http://Ether.fi) may reduce or stop future accrual of Dine Different Rewards, even within the campaign period.

***

## **Reward Structure**

#### 1. Referrer (Inviting User)

If you invite friends who successfully onboard during the Campaign Window:

* You earn **10% cashback** on each referral’s **eligible April Qualifying Purchases**, up to the **regional per-user cap** (see **Regional Limits** below).
* Your total Dine Different Rewards from all referrals combined is capped at **$2,000 USD equivalent** in cashback rewards.

#### 2. Referral (Invited User)

If you are invited and sign up during the Campaign Window:

* You earn 10% cashback on qualifying purchases made in Approved Merchant Categories through April, 2026. (See **Approved Merchant Categories** below.)

***

## **How to Qualify**

#### Successful Referral (for Referrer Rewards)

A successful referral is a user who:

1. Creates an Ether.fi Cash account via your referral link through April, 2026; and
2. Successfully completes KYC (identity verification); and
3. Activates at least one card (physical or virtual).

Only successful referrals count toward:&#x20;

Your 10% Dine Different Reward on their Earning Window Qualifying Purchases

#### Qualifying Purchases

For both referrers and referrals, Qualifying Purchases generally means:

* Posted (not pending) card purchases made with an [ether.fi](http://Ether.fi) Cash personal card during the **Earning Window** on restaurant and grocery-related (according to the **Approved Merchant Categories**) purchases using your Card Account, minus any returns, refunds, or credit adjustments

[ether.fi](http://Ether.fi) may further define or restrict eligible spend at its discretion.

#### Approved Merchant Categories

<table><thead><tr><th width="197.6015625">Category Code</th><th>Category Name</th></tr></thead><tbody><tr><td>5411</td><td>Grocery Stores and Supermarkets</td></tr><tr><td>5812</td><td>Eating Places and Restaurants</td></tr><tr><td>5499</td><td>Miscellaneous Food Stores, Convenience Stores and Specialty Markets</td></tr><tr><td>5814</td><td>Quick Payment Service, Fast Food Restaurants</td></tr><tr><td>5813</td><td>Drinking Places</td></tr><tr><td>5462</td><td>Bakeries</td></tr></tbody></table>

We categorize 'food' groceries and restaurants based on the merchant’s category code. Merchants are assigned this code based on their primary business. Because of this, some merchants might not qualify for the promotional cashback.

Note: Food-delivery apps such as Uber Eats, iFood, etc may not be applicable in some regions.&#x20;

***

## Regional Cashback Limits

Dine Different Rewards are subject to regional caps per user:

<table><thead><tr><th width="150.9425048828125">Region</th><th>Max Reward on Referral Spend (USD equivalent)*</th></tr></thead><tbody><tr><td>USA</td><td>$60 × number of referrals</td></tr><tr><td>Canada</td><td>$40 × number of referrals</td></tr><tr><td>LATAM</td><td>$15 × number of referrals</td></tr><tr><td>Europe</td><td>$40 × number of referrals</td></tr><tr><td>Middle East</td><td>$60 × number of referrals</td></tr><tr><td>APAC</td><td>$35 × number of referrals</td></tr><tr><td>Africa</td><td>N/A</td></tr></tbody></table>

“Max Reward on Referral Spend” refers to the maximum 10% Dine Different Reward the **referrer** can earn from all referred users in that region, per referral, subject to the overall **$2,000** referrer cap and **$50,000** campaign cap.

Example:&#x20;

Albert refers two people: Bianca, who lives in the U.S., and Roger, who lives in Canada.

* From Bianca’s spending during the campaign, Albert can earn **10%**, capped at **$60**.
* From Roger’s spending during the campaign, Albert can earn **10%**, capped at **$40**.

If your region is not listed or is marked N/A, the promotion may not be available in your Region.

***

## **Eligibility**

* Promotion available only to **supported regions** where [ether.fi](http://Ether.fi) Cash is available and where such promotions are permitted by law.
* You must:
  * Have an active [ether.fi](http://Ether.fi) Cash account in good standing.
  * Have completed KYC.
  * Use a **personal** (non-business) card.
* Business or commercial accounts may be excluded from this promotion.
* Additional geographic or regulatory restrictions may apply.

## **Exclusions**

The following **do not** count toward eligible spend or may reduce it:

* Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
* P2P transfers, money orders, and gambling transactions where restricted.
* Refunded, reversed, pending or chargeback transactions.
* Fraudulent, abusive, or suspicious activity as determined by [ether.fi](http://Ether.fi).

[ether.fi](http://Ether.fi) may update or refine the exclusions list as required by applicable law or risk policies.

## **Reward Distribution**

* Rewards (USDC) are expected to be distributed on or before **May 31, 2026**, but [ether.fi](http://Ether.fi) may reasonably adjust this timeline.&#x20;

## **Anti-Gaming and Fraud Monitoring**

* Returned or refunded purchases will **reduce** your eligible spend and may reduce your cashback.
* [ether.fi](http://Ether.fi) reserves the right to:
  * Disqualify users exhibiting suspicious, abusive, or fraudulent behavior.
  * Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
  * Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons.
* [ether.fi](http://Ether.fi)’s decisions regarding eligibility, rewards, and disqualifications are **final and binding**.

## Miscellaneous

* [ether.fi](http://Ether.fi) may modify, suspend, or terminate the Dine Different promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
* In the event of any conflict between these terms and other communications, these terms will govern.
* Participation constitutes acceptance of these terms, the [ether.fi](http://Ether.fi) Cash terms of use, and any applicable privacy or product policies.


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