🌮Dine Different
Invite friends and earn 10% of their spend during the event. New users that are referred earn 10% cashback on dining and groceries.
Abbreviated Rules
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. See full terms at Promo Terms and Conditions.
Summary
The Dine Different promotion rewards ether.fi Cash users for inviting friends and spending with their ether.fi Cash card on food-related purchases during April 1-30, 2026.
Newly referred users that join through April, 2026 get 10% off food-related purchases.
Referrers (users who invite new users) receive 10% of their referrals' spend.
Additionally, each day of the campaign, users can post a picture of a food or meal they purchased with their ether.fi Cash card on Twitter or Instagram and tag the ether.fi account.
A panel of judges from the ether.fi team will evaluate all daily submissions based on originality, relevance to the theme (food and meals), and artistic value, selecting 1 winner per day to have their purchase reimbursed upon producing the receipt. ether.fi reserves the right to decline awarding a prize if no entries meet a minimum standard of quality or to select additional winners at its discretion. All decisions by the judging panel are final and binding.
Regional Cashback Limits apply. Cashback on spending only applies to Approved Merchant Categories for this campaign.
Campaign Period
🗓️ April 1, 2026, 12:00 AM UTC – April 30, 2026, 11:59 PM UTC
A referral is considered successful only if the referred account is created during this period. Only qualifying purchases completed during this period are eligible for rewards.
Rewards Distribution:
🗓️ On or before May 31, 2026
Distribution of rewards will be 10% cashback, minus:
3% Cashback awarded instantly at time of purchase
Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase
Total Reward Period
Total campaign cap: up to $50,000 USD equivalent (USDC) shared across all eligible participants.
Once this cap is reached, ether.fi may reduce or stop future accrual of Dine Different Rewards, even within the campaign period.
Reward Structure
1. Referrer (Inviting User)
If you invite friends who successfully onboard during the Campaign Window:
You earn 10% cashback on each referral’s eligible April Qualifying Purchases, up to the regional per-user cap (see Regional Limits below).
Your total Dine Different Rewards from all referrals combined is capped at $2,000 USD equivalent in cashback rewards.
2. Referral (Invited User)
If you are invited and sign up during the Campaign Window:
You earn 10% cashback on qualifying purchases made in Approved Merchant Categories through April, 2026. (See Approved Merchant Categories below.)
How to Qualify
Successful Referral (for Referrer Rewards)
A successful referral is a user who:
Creates an Ether.fi Cash account via your referral link through April, 2026; and
Successfully completes KYC (identity verification); and
Activates at least one card (physical or virtual).
Only successful referrals count toward:
Your 10% Dine Different Reward on their Earning Window Qualifying Purchases
Qualifying Purchases
For both referrers and referrals, Qualifying Purchases generally means:
Posted (not pending) card purchases made with an ether.fi Cash personal card during the Earning Window on restaurant and grocery-related (according to the Approved Merchant Categories) purchases using your Card Account, minus any returns, refunds, or credit adjustments
ether.fi may further define or restrict eligible spend at its discretion.
Approved Merchant Categories
5411
Grocery Stores and Supermarkets
5812
Eating Places and Restaurants
5499
Miscellaneous Food Stores, Convenience Stores and Specialty Markets
5814
Quick Payment Service, Fast Food Restaurants
5813
Drinking Places
5462
Bakeries
We categorize 'food' groceries and restaurants based on the merchant’s category code. Merchants are assigned this code based on their primary business. Because of this, some merchants might not qualify for the promotional cashback.
Note: Food-delivery apps such as Uber Eats, iFood, etc may not be applicable in some regions.
Regional Cashback Limits
Dine Different Rewards are subject to regional caps per user:
USA
$60 × number of referrals
Canada
$40 × number of referrals
LATAM
$15 × number of referrals
Europe
$40 × number of referrals
Middle East
$60 × number of referrals
APAC
$35 × number of referrals
Africa
N/A
“Max Reward on Referral Spend” refers to the maximum 10% Dine Different Reward the referrer can earn from all referred users in that region, per referral, subject to the overall $2,000 referrer cap and $50,000 campaign cap.
Example:
Albert refers two people: Bianca, who lives in the U.S., and Roger, who lives in Canada.
From Bianca’s spending during the campaign, Albert can earn 10%, capped at $60.
From Roger’s spending during the campaign, Albert can earn 10%, capped at $40.
If your region is not listed or is marked N/A, the promotion may not be available in your Region.
Eligibility
Promotion available only to supported regions where ether.fi Cash is available and where such promotions are permitted by law.
You must:
Have an active ether.fi Cash account in good standing.
Have completed KYC.
Use a personal (non-business) card.
Business or commercial accounts may be excluded from this promotion.
Additional geographic or regulatory restrictions may apply.
Exclusions
The following do not count toward eligible spend or may reduce it:
Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
P2P transfers, money orders, and gambling transactions where restricted.
Refunded, reversed, pending or chargeback transactions.
Fraudulent, abusive, or suspicious activity as determined by ether.fi.
ether.fi may update or refine the exclusions list as required by applicable law or risk policies.
Reward Distribution
Rewards (USDC) are expected to be distributed on or before May 31, 2026, but ether.fi may reasonably adjust this timeline.
Anti-Gaming and Fraud Monitoring
Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.
ether.fi reserves the right to:
Disqualify users exhibiting suspicious, abusive, or fraudulent behavior.
Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons.
ether.fi’s decisions regarding eligibility, rewards, and disqualifications are final and binding.
Miscellaneous
ether.fi may modify, suspend, or terminate the Dine Different promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
In the event of any conflict between these terms and other communications, these terms will govern.
Participation constitutes acceptance of these terms, the ether.fi Cash terms of use, and any applicable privacy or product policies.
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