🧧Lunar New Year 2026

Members referred through ether.fi Affiliates get 8% cashback when they spend $88+ during the campaign. Additionally, invite friends and earn 8% of their spend.

Abbreviated Rules

Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. See full terms at Promo Terms and Conditions.

Summary

The Lunar New Year promotion rewards ether.fi Cash members for inviting friends and spending with their ether.fi Cash card during February 8–28, 2026.

• Newly referred members that join and spend $88 or more during the campaign period receive 8% cashback on their spend.

• Referrers (members who invite new members) receive 8% of their referrals' spend.

Regional Cashback Limits apply

Campaign Period

🗓️ February 8, 2026, 12:00 AM UTC – February 28, 2026, 11:59 PM UTC

A referral is considered successful only if the referred account is created during this period.

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Rewards Distribution:

🗓️ On or before March 31, 2026

Distribution of rewards will be 8% cashback, minus:

• 3% Cashback awarded instantly at time of purchase

• Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase

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Total Reward Period

• Total campaign cap: up to $20,000 USD equivalent (USDC) shared across all eligible participants.

• Once this cap is reached, ether.fi may reduce or stop future accrual of Lunar New Year Rewards, even within the campaign period.

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Reward Structure

1. Referrer (Inviting Member)

If you invite friends who successfully onboard during the Campaign Window:

• You earn 8% cashback on each referral’s Qualifying Purchases during the Campaign Period, up to the regional per-member cap (see Regional Limits below).

• Your total Lunar New Year Rewards from all referrals combined is capped at $500 USD equivalent in cashback rewards.

2. Referral (Invited Member)

If you are invited and sign up during the Campaign Window:

• You earn 8% cashback on qualifying purchases made in Approved Merchant Categories during the Campaign Period.

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How to Qualify

Successful Referral (for Referrer Rewards)

A successful referral is a member who:

1. Creates an Ether.fi Cash account via your referral link between February 8–28, 2026; and

2. Successfully completes KYC (identity verification); and

3. Activates at least one card (physical or virtual).

Only successful referrals count toward:

Your 8% Lunar New Year Reward on their Earning Window.

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Regional Cashback Limits

Lunar New Year Rewards are subject to regional caps per member:

Region	Max Reward on Referral Spend (USD equivalent)*
APAC	$35 × number of referrals

“Max Reward on Referral Spend” refers to the maximum 8% Lunar New Year Reward the referrer can earn from all referred members in that region, per referral, subject to the overall $500 referrer cap and $20,000 campaign cap.

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Eligibility

• Promotion available only to supported regions where ether.fi Cash is available and where such promotions are permitted by law.

• You must:

  • Have an active ether.fi Cash account in good standing.

  • Have completed KYC.

  • Use a personal (non-business) card.

• Business or commercial accounts may be excluded from this promotion.

• Additional geographic or regulatory restrictions may apply.

Exclusions

The following do not count toward eligible spend or may reduce it:

• Cash advances, ATM withdrawals, and similar cash-equivalent transactions.

• P2P transfers, money orders, and gambling transactions where restricted.

• Refunded, reversed, pending or chargeback transactions.

• Fraudulent, abusive, or suspicious activity as determined by ether.fi.

ether.fi may update or refine the exclusions list as required by applicable law or risk policies.

Reward Distribution

• Rewards (USDC) are expected to be distributed on or before March 31, 2026, but ether.fi may reasonably adjust this timeline.

Anti-Gaming and Fraud Monitoring

• Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.

• ether.fi reserves the right to:

  • Disqualify members exhibiting suspicious, abusive, or fraudulent behavior.

  • Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.

  • Block certain account actions (such as email changes) for referred members during or after the campaign for fraud-prevention reasons.

• ether.fi’s decisions regarding eligibility, rewards, and disqualifications are final and binding.

Miscellaneous

• ether.fi may modify, suspend, or terminate the Lunar New Year promotion at any time, including changing reward rates, caps, or dates, where permitted by law.

• In the event of any conflict between these terms and other communications, these terms will govern.

• Participation constitutes acceptance of these terms, the ether.fi Cash terms of use, and any applicable privacy or product policies.