# Lunar New Year 2026
## **Abbreviated Rules**
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. See full terms at [Promo Terms and Conditions](/etherfi/ether.fi-legal/promo-terms-and-conditions.md).
## **Summary**
The Lunar New Year promotion rewards ether.fi Cash members for inviting friends and spending with their ether.fi Cash card during February 8–28, 2026.
* Newly referred members that join and spend $88 or more during the campaign period receive 8% cashback on their spend.
* Referrers (members who invite new members) receive 8% of their referrals' spend.
Regional Cashback Limits apply
## **Campaign Period**
🗓️ **February 8, 2026**, 12:00 AM UTC **– February 28, 2026**, 11:59 PM UTC
A referral is considered successful only if the referred account is created during this period.
***
## **Rewards Distribution:**
**🗓️ On or before March 31, 2026**
#### **Distribution of rewards will be 8% cashback, minus:**
* 3% Cashback awarded instantly at time of purchase
* Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase
***
## **Total Reward Period**
* **Total campaign cap:** up to **$20,000 USD** **equivalent (USDC)** shared across all eligible participants.
* Once this cap is reached, [ether.fi](http://Ether.fi) may reduce or stop future accrual of **Lunar New Year** Rewards, even within the campaign period.
***
## **Reward Structure**
#### 1. Referrer (Inviting Member)
If you invite friends who successfully onboard during the Campaign Window:
* You earn 8**% cashback** on each referral’s **Qualifying Purchases** during the **Campaign Period**, up to the **regional per-member cap** (see **Regional Limits** below).
* Your total **Lunar New Year** Rewards from all referrals combined is capped at **$500 USD equivalent** in cashback rewards.
#### 2. Referral (Invited Member)
If you are invited and sign up during the Campaign Window:
* You earn 8% cashback on qualifying purchases made in Approved Merchant Categories during the Campaign Period.
***
## **How to Qualify**
#### Successful Referral (for Referrer Rewards)
A successful referral is a member who:
1. Creates an Ether.fi Cash account via your referral link between February 8–28, 2026; and
2. Successfully completes KYC (identity verification); and
3. Activates at least one card (physical or virtual).
Only successful referrals count toward:
Your 8% **Lunar New Year** Reward on their Earning Window.
***
## Regional Cashback Limits
**Lunar New Year** Rewards are subject to regional caps per member:
Region
Max Reward on Referral Spend (USD equivalent)*
APAC
$35 × number of referrals
“Max Reward on Referral Spend” refers to the maximum 8% **Lunar New Year** Reward the **referrer** can earn from all referred members in that region, per referral, subject to the overall **$500** referrer cap and **$20,000** campaign cap.
***
## **Eligibility**
* Promotion available only to **supported regions** where [ether.fi](http://Ether.fi) Cash is available and where such promotions are permitted by law.
* You must:
* Have an active [ether.fi](http://Ether.fi) Cash account in good standing.
* Have completed KYC.
* Use a **personal** (non-business) card.
* Business or commercial accounts may be excluded from this promotion.
* Additional geographic or regulatory restrictions may apply.
## **Exclusions**
The following **do not** count toward eligible spend or may reduce it:
* Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
* P2P transfers, money orders, and gambling transactions where restricted.
* Refunded, reversed, pending or chargeback transactions.
* Fraudulent, abusive, or suspicious activity as determined by [ether.fi](http://Ether.fi).
[ether.fi](http://Ether.fi) may update or refine the exclusions list as required by applicable law or risk policies.
## **Reward Distribution**
* Rewards (USDC) are expected to be distributed on or before **March 31, 2026**, but [ether.fi](http://Ether.fi) may reasonably adjust this timeline.
## **Anti-Gaming and Fraud Monitoring**
* Returned or refunded purchases will **reduce** your eligible spend and may reduce your cashback.
* [ether.fi](http://Ether.fi) reserves the right to:
* Disqualify members exhibiting suspicious, abusive, or fraudulent behavior.
* Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
* Block certain account actions (such as email changes) for referred members during or after the campaign for fraud-prevention reasons.
* [ether.fi](http://Ether.fi)’s decisions regarding eligibility, rewards, and disqualifications are **final and binding**.
## Miscellaneous
* [ether.fi](http://Ether.fi) may modify, suspend, or terminate the **Lunar New Year** promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
* In the event of any conflict between these terms and other communications, these terms will govern.
* Participation constitutes acceptance of these terms, the [ether.fi](http://Ether.fi) Cash terms of use, and any applicable privacy or product policies.
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