🏎️Ride & Dine
New members can earn up to 15% cashback on restaurants, groceries and ride sharing. Invite friends and earn 10% of their spend during the campaign.
Abbreviated Rules
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance ≠ future results. Void where prohibited. See full terms at Promo Terms and Conditions.
Summary
The Ride & Dine promotion rewards ether.fi Cash members for inviting friends and spending with their ether.fi Cash card on restaurants, groceries and ride sharing purchases during February 16-28, 2026.
New members that join between February 16 - February 28 receive 10% cashback on their own spend for qualifying purchases. If they were referred, they will receive 15% cashback.
Referrers (members who invite new members) receive 10% cashback on their referrals' spend.
Regional Cashback Limits apply. Cashback on food spending only applies to Approved Merchant Categories.
Campaign Period
🗓️ February 16, 2026, 12:00 AM UTC – February 28, 2026, 11:59 PM UTC
A referral is considered successful only if the referred account is created during this period. Only qualifying purchases completed during this period are eligible for rewards.
Rewards Distribution:
🗓️ On or before March 31, 2026
Distribution of rewards will be 10% or 15% cashback, minus:
3% Cashback awarded instantly at time of purchase
Referral's 1% cashback on referred member's spend bonus awarded instantly at time of purchase
Total Reward Period
Total campaign cap: up to $100,000 USD equivalent (USDC) shared across all eligible participants.
Once this cap is reached, ether.fi may reduce or stop future accrual of Ride & Dine Rewards, even within the campaign period.
Reward Structure
1. Referrer (Inviting Member)
If you invite friends who successfully onboard during the Campaign Window:
You earn 10% cashback on each referral’s eligible February Qualifying Purchases, up to the regional per-member cap (see Regional Limits below).
2. Referral (Invited New Member)
If you are invited and sign up during the Campaign Window:
You earn 15% cashback on qualifying purchases made in Approved Merchant Categories during the month of February, 2026. (See Approved Merchant Categories below.)
3. New Member (Not Invited/Referred)
If you signed up but are not referred during the Campaign Window:
You earn 10% cashback on qualifying purchases made in Approved Merchant Categories during the month of February, 2026. (See Approved Merchant Categories below.)
All Ride & Dine Rewards combined are capped at $1,000 USD equivalent in cashback rewards.
How to Qualify
Successful Referral (for Referrer Rewards)
A successful referral is a member who:
Creates an Ether.fi Cash account via your referral link between February 16 – February 28, 2026; and
Successfully completes KYC (identity verification); and
Activates at least one card (physical or virtual).
Only successful referrals count toward:
Your 10% Ride & Dine Reward on their Qualifying Purchases within the Earning Window.
Qualifying Purchases
For both referrers and referrals, Qualifying Purchases generally means:
Posted (not pending) card purchases made with an ether.fi Cash personal card during the Earning Window (February 16 – February 28, 2026) on purchases with Approved Merchant Categories using your Card Account, minus any returns, refunds, or credit adjustments
ether.fi may further define or restrict eligible spend at its discretion.
Approved Merchant Categories
5411
Grocery Stores and Supermarkets
5812
Eating Places and Restaurants
5499
Miscellaneous Food Stores, Convenience Stores and Specialty Markets
5814
Quick Payment Service, Fast Food Restaurants
5813
Drinking Places
5462
Bakeries
4121
Taxicabs/Limousines (Rideshare)
4215
Courier Services - Air and Ground, and Freight Forwarders (Food Delivery)
Note: Food-delivery apps such as Uber Eats, iFood, etc may not be applicable in some regions.
Regional Cashback Limits
Spend, Eat, Earn Rewards are subject to regional caps per member:
USA
$60 × number of referrals
Canada
$40 × number of referrals
LATAM
$15 × number of referrals
Europe
$40 × number of referrals
Middle East
$60 × number of referrals
APAC
$35 × number of referrals
Africa
N/A
Eligibility
Promotion available only to supported regions where ether.fi Cash is available and where such promotions are permitted by law.
You must:
Have an active ether.fi Cash account in good standing.
Have completed KYC.
Use a personal (non-business) card.
Business or commercial accounts may be excluded from this promotion.
Additional geographic or regulatory restrictions may apply.
Exclusions
The following do not count toward eligible spend or may reduce it:
Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
P2P transfers, money orders, and gambling transactions where restricted.
Refunded, reversed, pending or chargeback transactions.
Fraudulent, abusive, or suspicious activity as determined by ether.fi.
ether.fi may update or refine the exclusions list as required by applicable law or risk policies.
Reward Distribution
Rewards (USDC) are expected to be distributed on or before February 28, 2026, but ether.fi may reasonably adjust this timeline.
Anti-Gaming and Fraud Monitoring
Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.
ether.fi reserves the right to:
Disqualify members exhibiting suspicious, abusive, or fraudulent behavior.
Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
Block certain account actions (such as email changes) for referred members during or after the campaign for fraud-prevention reasons.
ether.fi’s decisions regarding eligibility, rewards, and disqualifications are final and binding.
Miscellaneous
ether.fi may modify, suspend, or terminate the Spend, Eat, Earn promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
In the event of any conflict between these terms and other communications, these terms will govern.
Participation constitutes acceptance of these terms, the ether.fi Cash terms of use, and any applicable privacy or product policies.
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