πΈSpend and Earn
Referred users who spend US$100 by the 10th get R$100 back.
Abbreviated Rules
Limited time offer. Restrictions apply. Not available in all jurisdictions. Digital assets are high risk. Past performance β future results. Void where prohibited. See full terms at Promo Terms and Conditions.
Summary
The Spend and Earn ("Gaste e Ganhe") promotion rewards ether.fi Cash users for inviting friends and spending with their ether.fi Cash card during February 3-10, 2026.
Regional Cashback Limits apply. Rewards apply if you are referred by eligible referrals:
zucher
rogeriom
evandropit
guioliveira
dantas
gemeos
tubacast
bevilaqua
duoporai
victoralfa
bitnoob
remora
matico
criptopro
augusto
barbara
gabrieldella
Campaign Period
ποΈ Campaign Window: February 3, 2026, 12:00 AM UTC β February 10, 2026, 11:59 PM UTC
(Only accounts created via referral during this window count as βsuccessful referrals.β)
ποΈ Earning Window (Spend): February 3, 2026, 12:00 AM UTC β February 10, 2026, 11:59 PM UTC
(Only Qualifying Purchases posted during February counts toward Spend and Earn ("Gaste e Ganhe") Rewards.)
ποΈ Distribution Date: On or before March 10, 2026
Distribution of rewards include
100 Reais equivalent (USDC) to qualified user's Member Vault
Total Reward Period
Total campaign cap: up to $10,000 USD equivalent (USDC) shared across all eligible participants.
Once this cap is reached, ether.fi may reduce or stop future accrual of Spend and Earn ("Gaste e Ganhe") Rewards, even within the campaign period.
Reward Structure
1. Affiliates (Inviting Member)
If you invite friends who successfully onboard during the Campaign Window:
Your total Spend and Earn ("Gaste e Ganhe") Rewards from all referrals combined is capped at $500 USD equivalent in cashback rewards.
2. Referral (Invited User)
If you are invited and sign up during the Campaign Window and spend $100 USD within the Campaign Window:
You earn 100 Reis equivalent (USDC), paid out at the end of March, 2026.
How to Qualify
Successful Referral (for Referrer Rewards)
A successful referral is a user who:
Creates an Ether.fi Cash account via your referral link between February 3 β 10, 2026; and
Successfully completes KYC (identity verification); and
Activates at least one card (physical or virtual).
Spends $100 or more within the promo period.
Qualifying Purchases
For both referrers and referrals, Qualifying Purchases generally means:
Posted (not pending) card purchases made with an ether.fi Cash personal card during the Earning Window (February 3 β 10, 2026) using your Card Account, minus any returns, refunds, or credit adjustments.
ether.fi may further define or restrict eligible spend at its discretion.
Regional Cashback Limits
Spend and Earn Rewards are subject to regional caps per user:
LATAM
$20 Γ number of referrals
Eligibility
Promotion available only to supported regions where ether.fi Cash is available and where such promotions are permitted by law.
You must:
Have an active ether.fi Cash account in good standing.
Have completed KYC.
Use a personal (non-business) card.
Business or commercial accounts may be excluded from this promotion.
Additional geographic or regulatory restrictions may apply.
Exclusions
The following do not count toward eligible spend or may reduce it:
Cash advances, ATM withdrawals, and similar cash-equivalent transactions.
P2P transfers, money orders, and gambling transactions where restricted.
Refunded, reversed, pending or chargeback transactions.
Fraudulent, abusive, or suspicious activity as determined by ether.fi.
ether.fi may update or refine the exclusions list as required by applicable law or risk policies.
Reward Distribution
Rewards (USDC) are expected to be distributed on or before February 28, 2026, but ether.fi may reasonably adjust this timeline.
Anti-Gaming and Fraud Monitoring
Returned or refunded purchases will reduce your eligible spend and may reduce your cashback.
ether.fi reserves the right to:
Disqualify users exhibiting suspicious, abusive, or fraudulent behavior.
Withhold, reduce, claw back, or cancel rewards if misuse or gaming is suspected.
Block certain account actions (such as email changes) for referred users during or after the campaign for fraud-prevention reasons.
ether.fiβs decisions regarding eligibility, rewards, and disqualifications are final and binding.
Miscellaneous
ether.fi may modify, suspend, or terminate the Spend and Earn promotion at any time, including changing reward rates, caps, or dates, where permitted by law.
In the event of any conflict between these terms and other communications, these terms will govern.
Participation constitutes acceptance of these terms, the ether.fi Cash terms of use, and any applicable privacy or product policies.
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